CEFCU is a Credit Union, a financial cooperative owned by every member who borrows and saves here. Credit Unions are different than banks, which are owned by stockholders and ultimately exist to maximize profits for their investors, who may not even be customers of the bank. At CEFCU, earnings are returned to every CEFCU member/owner in the form of higher savings dividends, lower loan rates, and fewer fees. Helping people is what CEFCU is all about, and we strive to provide member/owners the resources and knowledge to become financially self-sufficient and successful.
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